Risk

Submitted by: Neha Sethi 0920943 MBA-IB DISSERTATION TOPIC RISK MANAGEMENT IN BANKS CHAPTER 1 INTRODUCTION Indian banks are still preparing to solve the risk puzzle for a more transparent and risk-free financial base. The road to this instruction execution ordain not be an easy one for Indian banks. Taking risks can almost be said to be the business of bank management. fiscal institutions that are run on the principle of avoiding all risks will be stagnant and will not adequately service the legitimate credit demand of the community. On the other hand, a bank that takes excessive risks is apparent to run into difficulty. So, it becomes necessary to have robust model for run a risk Management in a Bank or Financial institution. Role of Banking Banks provide funds for business as healthy as personal needs of individuals. They play a meaning(a) role in the economy of a nation. Let us know about the role of banking. 1. It encourages savings habit amongst citizenry and thereby makes funds available for productive use. 2. It acts as an intercessor between people having surplus money and those requiring money for various(a) business activities. 3. It facilitates business transactions through receipts and payments by cheques instead of currency. 4.

It provides loans and advances to businessmen for short term and long-term purposes. 5. It besides facilitates import export transactions. 6. It helps in national development by providing credit to farmers, small-scale industries and self-employed people as head as to large business houses which lead to balanced scotch development in the province. 7. It helps in raising the standard of quick of people in general by providing loans for purchase of consumer unchangeable goods, houses, automobiles, etc. Types of Banks There are various types of banks which operate in our country to meet the financial requirements of different categories of people engaged in agriculture, business, profession, etc. On the basis of... If you want to get a full essay, order it on our website: Ordercustompaper.com

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